Play it Safe
Speak as Klay
Speak as Wendy
Wendy: No. I don't like to invest my money. I prefer to keep it in the bank or put it in a mutual fund that I trust.
Klay: Why? You need to take some risks if you want to make money.
Wendy: A lot of people tell me that, but I prefer to play it safe. It gives me less stress, and it lets me budget and plan for the future. If I invest, then I can't be sure how much money I will have in the future.
Klay: I see your point, but if you make smart investments then you can have even more money in the future.
Wendy: I know. I have thought a lot about it, but I think that I am just the type of person who prefers to play it safe when it comes to money. It's just better for me.
Klay: I completely understand. If you ever change your mind, let me know.
Wendy: You'll be the first person I talk to if I change my mind.